Features
Everything Nova Momentum does with your portfolio, explained plainly
Below is a detailed look at how Nova Momentum monitors, rebalances, and reports on long-term portfolios — and what each capability actually means for a household managing savings over years, not days.
Built for the long haul
Designed around infrequent check-ins, not constant attention
Nova Momentum assumes you have a life outside your portfolio. Every feature below is built to reduce the number of decisions you need to make, while keeping enough transparency that you always know why a change was made.
The result is a system you can review monthly or quarterly, rather than one that demands daily supervision.
A view of how allocations and risk flags are surfaced inside Nova Momentum.
Core capabilities
Five features that do most of the work
Each one is designed to operate quietly in the background, only surfacing information when it's actually relevant to a decision you'd want to make.
Continuous risk monitoring
Nova Momentum tracks how your portfolio's risk profile drifts as markets move, comparing it against the target range you set. When drift crosses a defined threshold, it's flagged for review rather than silently ignored.
Automated rebalancing
Instead of manually calculating trades to bring a portfolio back in line, Nova Momentum proposes or executes rebalancing actions based on the rules you've approved, reducing the friction of staying on target.
Scenario-based stress testing
Before allocation changes are applied, they're checked against a set of historical and hypothetical market scenarios, so you can see how a decision might behave under stress before committing to it.
Plain-language reporting
Reports are written to be read in minutes, not decoded. Each one explains what changed, why it changed, and what — if anything — you need to do about it.
Household-level view
If you're managing savings across multiple goals or accounts, Nova Momentum consolidates them into a single view, so risk is assessed at the household level instead of account by account.
Adjustable oversight settings
You decide how much is automated and how much requires your sign-off. Settings can be tightened or loosened at any time as your comfort with the system changes.
Feature breakdown
What each feature is for, and the benefit it delivers
| Feature | What it does | Benefit to you |
|---|---|---|
| Risk monitoring | Tracks portfolio drift against your target range on an ongoing basis | Fewer surprises when markets move |
| Automated rebalancing | Executes or proposes trades to correct drift | Less manual calculation and fewer missed adjustments |
| Stress testing | Runs proposed changes through historical and hypothetical scenarios | Clearer sense of downside before acting |
| Plain-language reports | Summarises changes and reasoning in accessible terms | Understand decisions without a finance background |
| Household view | Combines multiple accounts and goals into one picture | Risk assessed holistically, not in isolated silos |
| Oversight settings | Lets you set how much requires your approval | Control that matches your comfort level, not a fixed default |
Feature availability may depend on account type and settings selected during setup.
Frequently asked
Common questions about how these features work
Do I need to approve every rebalancing action?
How often are reports generated?
Can I combine accounts held with different providers?
What happens if I want to change my risk settings later?
See these features applied to your own portfolio
Set your risk range and oversight preferences, then let Nova Momentum handle the ongoing monitoring.