Terms and Conditions

1. Acceptance of Terms

By accessing or using the Nova Momentum website, or by engaging with any services described on it, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the website or services.

2. Description of Service

Nova Momentum provides informational content and tools related to AI-driven risk management for long-term portfolios. Nothing on this website constitutes financial, investment, tax, or legal advice, and no content should be relied upon as a substitute for advice from a qualified professional.

Nova Momentum does not guarantee any particular outcome, return, or level of performance in connection with the use of its website or any related service.

3. Eligibility

By using this website, you represent that you are at least eighteen years of age and that you have the legal capacity to enter into these Terms. If you use the website on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

4. Account Responsibilities

If any part of the service requires you to create an account or provide information, you agree to provide accurate and current information and to keep any credentials confidential. You are responsible for all activity that occurs in connection with your account.

5. Acceptable Use

You agree not to use the website in any way that:

• Violates any applicable law or regulation.
• Infringes the intellectual property or other rights of Nova Momentum or any third party.
• Attempts to gain unauthorized access to the website, its systems, or related networks.
• Introduces viruses, malware, or other harmful code.
• Interferes with or disrupts the normal operation of the website.

6. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Nova Momentum or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of this website without prior written permission, except as necessary for normal personal, non-commercial use of the site.

7. Third-Party Links and Services

The website may contain links to third-party websites or services that are not owned or controlled by Nova Momentum. We are not responsible for the content, accuracy, or practices of any third-party site, and inclusion of a link does not imply endorsement.

8. Disclaimer of Warranties

The website and all content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of content. Nova Momentum does not warrant that the website will be uninterrupted, secure, or error-free.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Nova Momentum and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from or related to your use of, or inability to use, the website or any linked services, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Nova Momentum and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the website or your violation of these Terms.

11. Termination

Nova Momentum reserves the right to suspend or terminate your access to the website at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Nova Momentum, or third parties.

12. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any updated version will be posted on this page. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Nova Momentum operates, without regard to conflict of law principles. This section is a placeholder and should be updated to reflect the correct governing jurisdiction for your business.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15. Contact

Questions about these Terms can be directed to Nova Momentum using the contact details provided in the footer of this website.